When damaged down by era, 97% of millennials use it (up from 92% in 2017) 91% of Gen Xers (up from 86%) and 79% of Baby Boomers (up from 69%). Critically for the banks themselves, 64% of cell banking customers stated that they’d research a bank’s cell capabilities before opening an account, and 61% say they would change banks if their bank provided a poor cellular banking expertise. We anticipate actual asset methods to turn out to be more compelling, and our conviction has grown even stronger since final quarter. Rebuilding long-neglected infrastructure and demand for industrial metals is creating significant worth motion for commodities and opportunity for hedge funds specializing in this space after a few years of lackluster returns. Infrastructure property are performing nicely within the face of rising interest rates. Looking forward to the second quarter, we expect investor demand for high quality assets paying large and secure dividends to stay high given global financial uncertainties amid the Russia/Ukraine conflict and certain rising rates of interest.