The report presents a detailed impression of the Covid-19 pandemic on the Armenia banking market to help market gamers, traders, and others reassess their methods, undertake new fashions, and take needed steps to survive and maintain. As the CASA ratio displays the bank’s capacity to raise cash with lower borrowing prices, monetary consultants additionally look at CASA ratio to understand a bank’s monetary health. Or one can also alternatively look at Net Interest Margin which also offers out virtually identical information as Net Interest Income. It measures how nicely a company is making funding decisions by evaluating the revenue, bills and debt of those investments. In the 21st century, the banks have emerged as necessary players facilitating enterprise development.